Get relief from crushing debt – Stop lawsuits – Stop foreclosures
You are not alone!
More than 1.3 million people filed bankruptcy in the United States in 2011
| Fresh Start A fundamental goal of the bankruptcy laws enacted by Congress, our representatives, is to give debtors a financial "Fresh Start" from burdensome debts. The U.S. Supreme Court made this point about the purpose of the bankruptcy law way back in 1934: "[I]t gives to the honest but unfortunate debtor…a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of preexisting debt." This is a powerful statement of public policy. |
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To start learning about bankruptcy, view the Bankruptcy Basics videos produced by the U.S. Federal Courts. | ||
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Learn more about bankruptcy! Click the links below: Chapter 7 Bankruptcy – Eliminate Your Debts Quickly Chapter 13 Bankruptcy – Pay Your Debts Over Time Chapter 12 Bankruptcy – For Family Farmers and Family Fishermen Chapter 11 Bankruptcy – For larger businesses or people who don't qualify |
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| • | "Bankruptcy, we don't want to do that!" greeted me as I stood up in front of the room to give a presentation. If that resonates with you in any way, and it certainly does for most of us, read the rest of this discussion before you move on to other parts of this site and blog. |
| • | Save your assets! A Fresh Start works best when you're left with assets the bankruptcy laws allow you to keep. If you've depleted those assets before your discharge in bankruptcy, you've lost one large benefit of bankruptcy that our Congress gave you. |
| • | Be careful! Don't have money where you owe money. |
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We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code. California bankruptcy attorney Malcolm Ruthven represents clients throughout the San Francisco Bay Area in Marin County, Sonoma County, San Francisco County, Alameda County, Contra Costa County, Napa County, and San Mateo County, including cities and towns such as San Rafael, Alameda, Belvedere, Berkeley, Burlingame, Contra Costa, Corte Madera, Fairfax, Greenbrae, Healdsburg, Kentfield, Larkspur, Mill Valley, Napa, Novato, Oakland, Petaluma, Richmond, Rohnert Park, Ross, San Anselmo, San Francisco, Santa Rosa, Sausalito, Sonoma, Solano, Tiburon and Vallejo. |
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