Learn more about bankruptcy from these articles that appear in the Blog section of this site.

"Bankruptcy, we don't want to do that!" greeted me as I stood up in front of the room to give a presentation. If that resonates with you in any way, and it certainly does for most of us, read the rest of this discussion before you move on to other parts of this site and blog.
Save your assets! A Fresh Start works best when you're left with assets the bankruptcy laws allow you to keep. If you've depleted those assets before your discharge in bankruptcy, you've lost one large benefit of bankruptcy that our Congress gave you.
Be careful! Don't have money where you owe money.

Why is bankruptcy so complicated and expensive?
Are all bankruptcy attorneys created equal (#2)?
Bankruptcy and Divorce – The Short Version
Lose 50 Pounds In 3 Months With Bankruptcy
Are you too proud to consider bankruptcy?
Can I get rid of my back income taxes with a bankruptcy?
Can I pay my mother what I owe her before I file bankruptcy?
Think the trustee in your bankruptcy won't find that boat?
Will they take my house if I file bankruptcy? (Part 3)
Will they take my house if I file bankruptcy? (Part 2)
Will they take my house if I file bankruptcy? (Part 1)
Will I need to file bankruptcy after they foreclose on my home?
Will my payday loans be wiped out in my bankruptcy?
What happens at my Creditors Meeting?
After I file bankruptcy, can I keep the credit cards that I don't owe anything on?
Do my wife and I need to file bankruptcy together?
Bankruptcy for a collection-proof senior citizen?
Be careful of offers for a new credit card (#2)!
A moment of reflection at this holiday time…
Bankruptcy sounds scary. Just what is involved in a bankruptcy?
What is this bankruptcy "Wild Card" I keep hearing about?
Will a bankruptcy get rid of the payments to my ex-wife?
If I inherit money after my bankruptcy, can I keep it?
Are all bankruptcy attorneys created equal?
Chapter 7 bankruptcy with a reverse mortgage. Can I keep my home?
I'm skipping car payments after bankruptcy. Can they sue me?
I filed bankruptcy and can't open a bank account!
Can I Sell Things Before I File a Chapter 7 Bankruptcy?
My car is paid off and worth more than the auto exemption. Can I keep it if I file a Chapter 7 bankruptcy?
My husband has a credit card judgment against him for business debt. Can they seize our bank accounts?
Behind in mortgage payments. Chapter 7 or Chapter 13 to keep home?
Can Filing Bankruptcy After Foreclosure Eliminate HELOC, HOA, and Credit Card Debt?
Can I Keep My Car in Bankruptcy?
Beware cut-rate bankruptcy advice (msn Money article).
Be careful of offers for a new credit card!
Debt settlement companies fleece people out of their last dollars (New York Times).
Do I have to tell them everything?
Loan mod process ruined credit.
Foreclosed? You may still owe your second mortgage.
Is income from "benefits" included in the Means Test?
Are people who file bankruptcy bad people?
Get a head start if you're thinking of filing bankruptcy.
Can I "not file" on a credit card?
Debt Cancellation service? You might be fooled into buying expensive insurance that pays out only 5% of its premiums.
After-event information for Legal Aid of Marin County presentations.
Are you expecting a tax refund?
You just negotiated a $10,000 debt down to $2,000.
Don't wait too long!
The Case for Bankruptcy (Newsweek).
Quality-of-life signs that it may be time to file bankruptcy.
Oops! I just filed bankruptcy. Where’s my money???
Will bankruptcy ruin my credit?
Can't I just transfer the title of my car to my sister?


We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.


California bankruptcy attorney Malcolm Ruthven represents clients throughout the San Francisco Bay Area in Marin County, Sonoma County, San Francisco County, Alameda County, Contra Costa County, Napa County, and San Mateo County, including cities and towns such as San Rafael, Alameda, Belvedere, Berkeley, Burlingame, Contra Costa, Corte Madera, Fairfax, Greenbrae, Healdsburg, Kentfield, Larkspur, Mill Valley, Napa, Novato, Oakland, Petaluma, Richmond, Rohnert Park, Ross, San Anselmo, San Francisco, Santa Rosa, Sausalito, Sonoma, Solano, Tiburon and Vallejo.