Learn more about bankruptcy from these articles that appear in the Blog section of this site.

"Bankruptcy,
we don't want to do that!
"
greeted me as I stood up
in front of the room to give a presentation. If that resonates with you
in any way, and it certainly does for most of us, read
the rest of this discussion
before you move on to
other parts of this site and blog.
Save
your assets!
A Fresh Start works best when you're
left with assets the bankruptcy laws allow you to keep. If you've depleted
those assets before your discharge in bankruptcy, you've lost one large
benefit of bankruptcy that our Congress gave you.
Be
careful! Don't have money where you owe money
.
Waiting
to File Bankruptcy Can Hurt You
!
Filing
Bankruptcy and Have Credit Union Children's Accounts? Look Out!
Avoid
these banks if filing bankruptcy!
Does
my discharged-in-bankruptcy debt stay gone forever?
Expensive
loans in California can force you into bankruptcy!
Payday
lender sentenced to 16 years in prison
Family
farmers get a break (Chapter 12 bankruptcy)
Am
I liable for my spouse's debts in California?
Too
much money to file bankruptcy? Here's how to fix that.
If
I file bankruptcy, will I lose the things I own?
Should
I take a loan from my 401(k) to pay my credit cards?
Bankruptcy
May Be Your First and Best Option
Can
I keep my house and car if I file bankruptcy?
How
Often Can I File Bankruptcy?
Will
bankruptcy stop a foreclosure?
Bankruptcy
Might Save Your Life
Can
I get rid of payday loans by filing bankruptcy?
What
are Bankruptcy Exemptions and why are they important?
File
bankruptcy without a lawyer? Only at your peril!
Why
NOT to reaffirm a mortgage in bankruptcy!
What's
the kind of bankruptcy where you don't have to pay for your house and
your car?
Bankruptcy
May Improve Your Credit Score!
Feeling
shame for needing to file bankruptcy? Listen to Leonard Cohen.
Getting
collection calls about old debts? Be very careful!
3
Things To Understand About Filing Bankruptcy
About
to have your car repoed? Consider bankruptcy!
Divorce,
property settlements, and bankruptcy (#3)
Will
I lose my retirement accounts if I file bankruptcy?
When
can I buy a home after bankruptcy?
Divorce,
property settlements, and bankruptcy (#2)
I
don’t want to file bankruptcy on my car!
When
Bankruptcy Is the Best Option (nerdwallet)
Beware
your credit union when filing bankruptcy (#2)!
Do
I need a lawyer to file bankruptcy?
Credit
card company has a lien on my house! Can bankruptcy help?
Vacation
on your credit cards before filing bankruptcy? Why not?
Want
to Eliminate Crushing Debt, Stop Lawsuits, or Stop Foreclosure? Consider
Bankruptcy!
Should
you settle your debts instead of filing bankruptcy?
Avoiding
Bankruptcy Can Backfire
Ignore
lawsuit papers at your peril. Bankruptcy might fix that.
Many
of my debts are "charged off". Do I still need to file bankruptcy?
Owe
way more on your car than it's worth? Bankruptcy might fix that.
Scam
Targets Bankruptcy Filers
A
creditor sued me and got a court judgment. Is it too late to file bankruptcy?
I'm
owed $150,000 of back child support. Can I file bankruptcy?
Can
I give money to my son before filing bankruptcy?
Should
you pay your creditors if you're going to file bankruptcy?
People
Fare Better After Filing Bankruptcy
How
to Choose a Bankruptcy Attorney – Avvo.com
Ready
to file bankruptcy? That's good news, not bad.
What
might bankruptcy do for me? The short version.
Car
died, got a car loan three months after bankruptcy!
Are
credit card payments killing you? Is bankruptcy a good option?
Are
you putting off contacting a bankruptcy attorney? That might cost you
lots of money.
Are
you expecting a tax refund? It's that time again.
HOA
dues still pile up after filing bankruptcy. What to do?
I
owe too much money to file bankruptcy. Wrong!
With
my income, I'll have to file a Chapter 13 bankruptcy and pay all my debts.
Wrong (probably)!
I
owe back income taxes, so bankruptcy is useless. Wrong!
Bankruptcy
would take everything I own. Wrong!
I’ll
lose my home if I file bankruptcy. Wrong (probably)!
Bankruptcy
will ruin my credit for 10 years. Wrong!
Do
I make too much money to file bankruptcy?
Beware
this new type of credit card offer!
Financial
problems? Use leverage, not muscle.
File
bankruptcy having a joint bank account with my mother?
Rebuilding
credit after bankruptcy – the short version
Expect
to inherit something? Got debts? Consider bankruptcy!
Is
anyone in the family in a position to pay this?
Collecting debts from
the grave, and bankruptcy…
I
filed bankruptcy before, so I can't do it again. Wrong!
If
I file bankruptcy, I'll never be able to buy a car, buy a house, or buy
anything I can't pay cash for. Wrong!
Everyone
will know I filed for bankruptcy. Wrong!
Congress
pretty much eliminated bankruptcy in 2005. Wrong!
Divorce,
property settlements, and bankruptcy. Oh my!
My
credit card company "wrote off" my debt. Can I stop worrying about it?
If
I file for bankruptcy, will I lose everything I have?
I have more money than I can protect from creditors when I file
bankruptcy. What
should I do?
How
much money can I keep in my checking account when filing bankruptcy?
My
parents died and now their creditors are calling me to pay their debts!
Will
bankruptcy get rid of all my debts? Maybe not…
What's
keeping you from filing bankruptcy?
Owe way more on your car than it's worth? A
Chapter 7 bankruptcy might fix that.
Owe way more on your car than it's worth? A
Chapter 13 bankruptcy might fix that.
Can
I file bankruptcy if I have gambling debts?
Ex-husband
charged on credit card and is not paying. Is it bankruptcy for me?
I
gave my car to my brother and now I'm ready to file bankruptcy. Wrong!
Retirement
Plans Are Your Saving Grace in Bankruptcy
File
your taxes on time. That's an order!
In
bankruptcy, up is down and black is white!
Beware
your credit union when filing bankruptcy (#1)!
Is
a creditor suing you? Consider that a wake-up call.
A
creditor is suing me! What should I do?
Should
you avoid bankruptcy?
I
filed bankruptcy but forgot to list a debt I owe!
Financial problems, considering bankruptcy, feeling hopeless?
Listen
to Pete Seeger.
Wait
until you're sued to file bankruptcy, or file earlier?
Tax
refunds and bankruptcy. Do they go together?
Protect
your credit score or get out of debt through bankruptcy?
I
filed bankruptcy before and now I need to file again!
A
moment to reflect at this 2013 holiday time
Pay
Your Debts To Stay Out Of Jail? No way!
Is
this your "Window of Opportunity" for bankruptcy?
If
I had any money, I wouldn't need to come see you to file bankruptcy. Wrong!
Bankruptcy is a last resort. Do
not believe it!
My father cosigned my car loan. What
will happen if I file bankruptcy?
In debt and don't see a way out? Maybe
change your thinking…
Thinking of filing bankruptcy? Don't
do these 7 things.
Will
bankruptcy ruin my credit (re-revisited)?
A
creditor is suing me! Should I file bankruptcy?
I
paid back my mother money I owed her, and now I need to file bankruptcy.
Do
I need bankruptcy to protect my money and other stuff from creditors?
Can
bankruptcy reduce your mortgage payments?
I
need to file bankruptcy, but I WANT to pay certain people!
Can
bankruptcy save my house from foreclosure?
Debt
settlement for you? Be very afraid.
Filed bankruptcy and can't afford to keep your house? How
long should you stay in it?
A
moment to reflect at this holiday time
Are
you paying off credit cards with your retirement funds or home equity?
Are
all bankruptcy attorneys created equal (#3)?
Will
you lose your IRA if you file bankruptcy?
Can
I lower my house payments by filing bankruptcy?
Will
bankruptcy ruin my credit (revisited)?
Why
can't I get rid of my student loan debt in bankruptcy?
Retired in California and considering bankruptcy? Keep
your home, pension savings, and Social Security savings?
Considering
bankruptcy? Here be Dragons…
My house is underwater and I'm behind in my mortgage payments.
Is
bankruptcy a good option?
Why
is bankruptcy so complicated and expensive?
Are
all bankruptcy attorneys created equal (#2)?
Bankruptcy
and Divorce – The Short Version
Lose
50 Pounds In 3 Months With Bankruptcy
Are
you too proud to consider bankruptcy?
Can
I get rid of my back income taxes with a bankruptcy?
Can
I pay my mother what I owe her before I file bankruptcy?
Think
the trustee in your bankruptcy won't find that boat?
Will
they take my house if I file bankruptcy? (Part 3)
Will
they take my house if I file bankruptcy? (Part 2)
Will
they take my house if I file bankruptcy? (Part 1)
Will
I need to file bankruptcy after they foreclose on my home?
Will
my payday loans be wiped out in my bankruptcy?
What
happens at my Creditors Meeting?
After I file bankruptcy, can
I keep the credit cards that I don't owe anything on
?
Do
my wife and I need to file bankruptcy together?
Bankruptcy
for a collection-proof senior citizen?
Be careful of offers
for a new credit card (#2)
!
A
moment of reflection at this holiday time…
Bankruptcy sounds scary. Just
what is involved in a bankruptcy?
What
is this bankruptcy "Wild Card" I keep hearing about?
Will
a bankruptcy get rid of the payments to my ex-wife?
If I inherit money after my bankruptcy, can
I keep it?
Are
all bankruptcy attorneys created equal?
Chapter 7 bankruptcy with a reverse mortgage. Can
I keep my home?
I'm skipping car payments after bankruptcy. Can
they sue me?
I
filed bankruptcy and can't open a bank account!
Can
I Sell Things Before I File a Chapter 7 Bankruptcy?
My car is paid off and worth more than the auto exemption. Can
I keep it if I file a Chapter 7 bankruptcy?
My husband has a credit card judgment against him for business
debt. Can
they seize our bank accounts?
Behind in mortgage payments. Chapter
7 or Chapter 13 to keep home?
Can
Filing Bankruptcy After Foreclosure Eliminate HELOC, HOA, and Credit Card
Debt?
Can
I Keep My Car in Bankruptcy?
Beware
cut-rate bankruptcy advice
(msn Money article).
Be careful of offers
for a new credit card
!
Debt
settlement companies
fleece people out of their last dollars (New
York Times).
Do
I have to tell them everything
?
Loan
mod
process ruined credit.
Foreclosed? You
may still owe your second mortgage
.
Is income from "benefits" included in the Means
Test
?
Are people who file
bankruptcy
bad people?
Get a head start if you're thinking of filing
bankruptcy
.
Can I "not
file
" on a credit card?
Debt
Cancellation
service?
You might be fooled into buying expensive
insurance that pays out only 5% of its premiums.
After-event information for Legal Aid of Marin
County
presentations.
Are you expecting a tax
refund
?
You
just negotiated
a $10,000 debt down to $2,000.
Don't
wait too long
!
The Case for Bankruptcy
(Newsweek).
Quality-of-life
signs that it may be time to file bankruptcy.
Oops! I just filed bankruptcy. Where’s
my money???
Will
bankruptcy ruin my credit
?
Can't
I just transfer the title of my car to my sister
?
If you want to explore this further,
go to my Free
Consultation
page to begin your own journey.