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Can I keep my house and car if I file bankruptcy?

I'm often asked if people can keep their house and car if they file bankruptcy. The short answer is usually "Yes", if they keep making the payments.

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Malcolm Ruthven May 8, 2017May 7, 2017 Bankruptcy No Comments

What's the kind of bankruptcy where you don't have to pay for your house and your car?

Someone asked that recently, saying that's the kind they wanted. Sorry, but there isn't a bankruptcy like that. If you don't make the payments on your house or car, bankruptcy or not, you'll lose that house or car.

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Malcolm Ruthven December 19, 2016December 18, 2016 Bankruptcy, Uncategorized No Comments

About to have your car repoed? Consider bankruptcy!

Are you behind on your car payments and afraid your car will be repoed? Consider bankruptcy!

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Malcolm Ruthven October 3, 2016February 14, 2017 Bankruptcy No Comments

I don’t want to file bankruptcy on my car!

I hear that often, and my response is always "You must list all of your assets and all of your debts". But then I proceed to explain that it's very likely that they can keep their car. Let's see how and why.

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Malcolm Ruthven June 6, 2016June 5, 2016 Bankruptcy No Comments

My car is paid off and worth more than the auto exemption. Can I keep it if I file a Chapter 7 bankruptcy?

You can keep your car in a Chapter 7 bankruptcy by one of the following ways: (more…)

Malcolm Ruthven October 31, 2011January 5, 2012 Bankruptcy No Comments
Hello! I'm Malcolm Ruthven, a California bankruptcy lawyer serving Marin, Sonoma, San Francisco, Napa, Solono, Alameda, Contra Costa, and San Mateo counties. Explore this website and see what a Fresh Start might mean for you.

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