Can I keep my house and car if I file bankruptcy?

I'm often asked if people can keep their house and car if they file bankruptcy. The short answer is usually "Yes", if they keep making the payments.

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What's the kind of bankruptcy where you don't have to pay for your house and your car?

Someone asked that recently, saying that's the kind they wanted. Sorry, but there isn't a bankruptcy like that. If you don't make the payments on your house or car, bankruptcy or not, you'll lose that house or car.

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When can I buy a home after bankruptcy?

I'm often asked "When can I buy a home after bankruptcy?" Let's take a look at that.

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Credit card company has a lien on my house! Can bankruptcy help?

A credit card company sued me, got a judgment against me, and put a lien on my house. I can't sell the house without paying the lien amount before I get any money. Can bankruptcy help? (more…)