Do you need to eliminate crushing debt, stop lawsuits, or stop a foreclosure? Our Congress provided bankruptcy as a financial tool for those purposes. Wouldn't it be wise to see if it could work for you?
Ignore lawsuit papers at your peril. Bankruptcy may be a good way out.
If you ignore papers notifying you that a lawsuit has been filed against you, things could go very wrong. If that happens, filing bankruptcy might fix it for you.
My credit card company "wrote off" my debt. Can I stop worrying about it?
That's a common question that people ask me when they contact me to discuss bankruptcy. The short answer is "No". We'll look at why that is so in this article. (more…)
What's keeping you from filing bankruptcy?
You're in financial trouble, have considered filing bankruptcy, but haven't taken any steps toward it. What's holding you back? (more…)
Is a creditor suing you? Consider that a wake-up call.
Last week we looked at what actions you might take if a creditor sues you. Today we'll take a quick look at treating that lawsuit as a wake-up call.
A creditor is suing me! What should I do?
We'll take a look at what might happen if you do nothing if a creditor sues you, if you "answer" the lawsuit in a timely fashion, and if you file bankruptcy.
Should you avoid bankruptcy?
For many people, bankruptcy is something to be avoided at (almost) all costs. Is that a good policy for you to follow? Let's take a look.
Wait until you're sued to file bankruptcy, or file earlier?
Many people wait until they're sued by a creditor to file bankruptcy. After all, filing bankruptcy stops all creditor actions against you, including lawsuits. But if your financial life is "going South", should you wait that long to file bankruptcy?
Do I need bankruptcy to protect my money and other stuff from creditors?
In California, since you get exemptions to protect some of your money and property from creditors if they sue you, do you need to file bankruptcy to protect your money and property?