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Mistakes

Are you putting off contacting a bankruptcy attorney? That might cost you lots of money.

Are you putting off contacting a bankruptcy attorney? That might cost you lots of money.

Are you thinking about bankruptcy but not doing anything about it? Are you putting off consulting with a bankruptcy attorney, hoping that things will get better? If so, you may be costing yourself a lot of money.

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Malcolm Ruthven March 30, 2015May 4, 2023 Bankruptcy No Comments

Bankruptcy would take everything I own. Wrong!

Bankruptcy would take everything I own. Wrong!

I keep hearing this despite writing about it several times before So lets take another look at this myth.

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Malcolm Ruthven January 20, 2015May 4, 2023 Bankruptcy No Comments

I gave my car to my brother and now I'm ready to file bankruptcy. Wrong!

If you gave your car to your brother and think you're ready to file bankruptcy, you are about as wrong as wrong can be.

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Malcolm Ruthven April 21, 2014May 4, 2023 Bankruptcy, Uncategorized No Comments

If I had any money, I wouldn't need to come see you to file bankruptcy. Wrong!

I can't tell you how many times I've heard this, sometimes from a client or potential client and sometimes from others (as in "if someone has any money, they wouldn't need to come see you"). That's about as wrong as anything could be. (more…)

Malcolm Ruthven December 9, 2013May 4, 2023 Bankruptcy No Comments

Considering bankruptcy? Here be Dragons…

"Here be Dragons" is a phrase that was supposedly placed on old maps at the edges of the known world. In fact, that may not have happened but let's not let reality get in the way of a good phrase.

What does "Here be Dragons" have to do with bankruptcy? (more…)
Malcolm Ruthven July 2, 2012May 4, 2023 Bankruptcy, Common Mistakes No Comments

Be careful! Don't have money where you owe money.

If you have money deposited where you also owe money, you might find that your deposited money is gone. (more…)

Malcolm Ruthven July 24, 2010November 24, 2013 Bankruptcy, Common Mistakes No Comments

You just negotiated a $10,000 debt down to $2,000!

You just negotiated a $10,000 debt down to $2,000. Isn't that great? (more…)

Malcolm Ruthven August 12, 2009November 24, 2013 Common Mistakes, Debt, Debt Settlement No Comments

Save your assets! Don't wait too long.

Most bankruptcy attorneys will tell you that the most frequent mistake clients make is to wait too long to file bankruptcy.  There's a natural reluctance to consider and file bankruptcy, and in that "delay" period people in serious financial trouble often do some of the following things. (more…)

Malcolm Ruthven May 25, 2009November 24, 2013 Bankruptcy, Common Mistakes No Comments
Hello! I'm Malcolm Ruthven, a California bankruptcy lawyer serving Marin, Sonoma, San Francisco, Napa, Solono, Alameda, Contra Costa, and San Mateo counties. Explore this website and see what a Fresh Start might mean for you.

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