I'm often asked "When can I buy a home after bankruptcy?" Let's take a look at that.
(more…)Can bankruptcy reduce your mortgage payments?
I'm often asked if bankruptcy can reduce mortgage payments. The short answer is "No" plus "Maybe". We'll take a look at both parts of that answer.
Can bankruptcy save my house from foreclosure?
I'm behind in my house mortgage payments and the bank is threatening to foreclose. Can bankruptcy save my house? (more…)
Can I lower my house payments by filing bankruptcy?
I've heard that question – Can I lower my house payments by filing bankruptcy? – many times. The answer is "it depends". Let's see what it depends on and how you might go about it. (more…) |
I am behind in mortgage payments. Can I file Chapter 7, not Chapter 13, and keep my home?
Only if you could pay all the mortgage arrears (back payments) at one time, (more…)
Loan mod process ruined credit
This couple tried a mortgage loan modification. It didn't go through but ruined their credit in the process. (more…)
Foreclosed? You may still owe your second mortgage.
If you lost your home to foreclosure in California, you may still owe your second (and other) mortgages. (more…)