I'm often asked if bankruptcy can reduce mortgage payments. The short answer is "No" plus "Maybe". We'll take a look at both parts of that answer.
I've heard that question – Can I lower my house payments by filing bankruptcy? – many times. The answer is "it depends". Let's see what it depends on and how you might go about it. (more…)
If you're paying the minimum payments on your credit cards each month and have no money left over, barely scraping by, you may be short-changing yourself and your family. See if the money you spend each month paying on your credit cards causes you to be in one or more of the following situations. (more…)